Morphemes in “financial”

“financial” has 2 morphemes: finance + -ial.

financ root
+
ial suffix

Spelling changes when the parts join: the boxes show the letters as written; the morphemes themselves are finance + -ial.

Each morpheme explained

MorphemeTypeFree / boundMeaning
finance (written financ) free root free the commercial activity of providing funds and capital
-ial derivational suffix bound relating to, of the kind of (form of -al)

How the word is built

finance financial

Each step adds one affix to the word before it; the root “finance” is where the chain starts.

Morphemes are not syllables

Morphemes (2)
financ + ial
Spoken syllables (3)
fi·nan·cial /fə.ˈnæn.ʃəl/

Morphemes are units of meaning; syllables are units of sound. The boundaries often fall in different places, which is why “financial” splits one way for a morphology exercise and another for a syllable count.

Syllables and stress in “financial” →

Break any word into morphemes

Prefixes, roots and suffixes with glosses, free and in your browser.

Open the morphological analyzer →

Related words

Segmentation derived from MorphyNet (Batsuren, Bella & Giunchiglia, 2021; CC BY-SA 3.0, built from Wiktionary), with hand-written affix glosses and root meanings from WordNet. Reviewed for classroom use; tell us if you spot an error.

Frequently Asked Questions

How many morphemes are in "financial"?
"financial" has two morphemes: finance + -ial.
How do you break "financial" into morphemes?
finance + -ial. The root is "finance"; -ial is a derivational suffix.
What is the root word of "financial"?
The root of "financial" is "finance", built up as finance → financial.
Is this morphology tool free?
Yes. The Fixie morphological analyzer is free with no signup and runs in your browser.